EstateGuru Review

Last Update: March 20th, 2023

What is EstateGuru?

EstateGuru is a real estate crowdfunding platform that allows investors to finance loans for property developers in Europe. Loans are typically short-term (12-24 months) and secured by a first-ranking mortgage on the property. EstateGuru has funded over EUR 150 million in loans since its launch in 2014, and has a default rate of below 1%.

EstateGuru is a great option for investors looking to diversify their portfolio with alternative investments, as well as those looking to invest in European real estate without the hassle of buying and managing property directly. The platform is also well suited for investors who are looking for higher returns than what is typically available from traditional investments such as bonds and stocks.

How does EstateGuru work?

EstateGuru is a real estate crowdfunding platform that allows investors to invest in loans secured by property. Property-backed loans are a type of asset-backed security, which means that they are backed by a physical asset - in this case, real estate.

EstateGuru was founded in 2014 and is based in Tallinn, Estonia. The company has raised over €100 million in funding, and its platform has funded over €200 million in loans.

EstateGuru is open to investors from all over the world, and it offers a secondary market for investors to sell their loans. The minimum investment is €50, and loans are typically for 12-24 months.

The EstateGuru platform is simple and easy to use. Investors can browse and filter loans by location, loan amount, interest rate, and more. Once they find a loan they're interested in, they can click "Invest" and enter the amount they want to invest.

EstateGuru charges a 1% platform fee on all loans, and there is also a 1% exit fee when loans are repaid.

EstateGuru is a great option for investors who are looking for an alternative to traditional investments. The platform offers a high degree of transparency, and loans are backed by a physical asset. The minimum investment is €50, and the platform charges a 1% platform fee.

What are the benefits of investing with EstateGuru?

EstateGuru is a real estate crowdfunding platform that allows investors to invest in loans secured by property. EstateGuru has a wide variety of loans available for investment, with loan terms ranging from 6 to 60 months. EstateGuru also offers a secondary market for investors to sell their loans, providing liquidity for investors.

The main benefit of investing with EstateGuru is the potential for high returns. EstateGuru loans have an average return of 11%, with some loans providing returns of up to 20%. The loans are also secured by property, meaning that investors have a low risk of default.

EstateGuru also offers a simple and user-friendly platform, making it easy for investors to find and invest in loans. The platform also provides regular updates on the status of loans, allowing investors to stay up-to-date on their investments.

Overall, EstateGuru is a great option for investors looking for high returns with low risk. The platform is easy to use and provides regular updates on investments, making it a great choice for both experienced and novice investors.

What are the risks of investing with EstateGuru?

EstateGuru is a European peer-to-peer lending platform that offers loans secured by real estate. Investors can earn up to 12% annually by investing in loans on the platform.

However, there are some risks associated with investing with EstateGuru.

First, EstateGuru is a relatively new platform, having only launched in 2014. As such, it does not have a long track record to show how it will perform in different economic conditions.

Second, EstateGuru loans are secured by real estate, which means that if a borrower defaults on a loan, investors could lose their money.

Third, EstateGuru operates in a number of different countries, which adds another layer of risk. If the economy in one of these countries deteriorates, it could impact the performance of the platform.

Fourth, EstateGuru has a higher minimum investment amount than some other peer-to-peer lending platforms. This could make it more difficult for some investors to diversify their portfolios.

Overall, EstateGuru is a relatively new platform with a higher minimum investment amount. It offers loans secured by real estate, which could lead to losses if a borrower defaults. The platform also operates in a number of different countries, which adds another layer of risk.

Conclusion – Is EstateGuru a good investment platform?

EstateGuru is a good investment platform for those looking for an easy way to invest in real estate. The platform offers a wide range of investment opportunities, including loans for residential and commercial properties, as well as for development projects. EstateGuru also has a good track record of approving loans and making payments on time.