Independent Comparison

Compare P2P Lending Platforms

Compare returns, fees, and features across Europe's leading P2P lending platforms. Make informed investment decisions with our comprehensive comparison tool.

Showing 8 of 8 platforms

Mintos

Medium Risk
4.5

Europe's leading P2P lending marketplace with diverse loan originators

11.5%
Avg. Return
10
Min. Investment
2015
Established
EU Licensed
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
Personal LoansBusiness LoansAuto LoansReal Estate

Robocash

Medium Risk
4.2

Automated investing in consumer loans

11.5%
Avg. Return
10
Min. Investment
2017
Established
EU Licensed
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
Personal LoansBusiness Loans

Viainvest

High Risk
4

Short-term consumer loans with buyback guarantee

11%
Avg. Return
10
Min. Investment
2016
Established
EU Licensed
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
Personal LoansPayday Loans

Iuvo Group

Medium Risk
4.1

Multi-origin P2P lending marketplace

11%
Avg. Return
10
Min. Investment
2016
Established
EU Licensed
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
Personal LoansBusiness LoansReal Estate

PeerBerry

Medium Risk
4.3

P2P platform focusing on short-term consumer loans

10.5%
Avg. Return
10
Min. Investment
2017
Established
EU Licensed
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
Personal LoansBusiness Loans

EstateGuru

Low Risk
4.4

Real estate backed P2P lending platform

10.5%
Avg. Return
50
Min. Investment
2014
Established
EU Licensed
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
Real Estate

Twino

Medium Risk
4.1

Consumer lending platform with buyback guarantee

10%
Avg. Return
10
Min. Investment
2015
Established
EU Licensed
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
Personal LoansShort-term Loans

Bondora

Medium Risk
4.2

Estonian P2P platform with Go & Grow automated investing

9%
Avg. Return
1
Min. Investment
2009
Established
EU Licensed
Regulation
Auto-Invest
Secondary Market
Buyback Guarantee
Loan Types:
Personal Loans

Why P2P Lending?

Higher Returns

P2P platforms typically offer returns of 8-15%, significantly higher than traditional savings accounts.

Diversification

Spread your investments across hundreds of loans to minimize risk and maximize returns.

Accessibility

Start investing with as little as €1-50, making P2P lending accessible to everyone.

Disclaimer: This site provides information for comparison purposes only. P2P lending involves risk and your capital is at risk. Always do your own research before investing.

© 2025 P2P Lending Platforms Comparison. Independent resource for investors.