Compare P2P LendingPlatforms
Compare returns, fees, and features across Europe's leading P2P lending platforms. Make informed investment decisions with our comprehensive comparison tool.
Lendermarket
Irish-regulated platform offering loans from Creditstar Group with high returns. Launched 'Lendermarket 2.0' in October 2025 after resolving all outstanding payment issues from 2022-2024.
Hive5
High-yield P2P marketplace offering returns up to 16% on consumer and business loans. Unregulated platform with 19,000+ investors and €83M+ in funded loans since 2022.
Swaper
Estonian high-yield P2P platform offering 14-16% returns on consumer loans and vehicle leasing. Over €1 billion in total funded volume with 10,000+ investors and 60-day buyback guarantee.
Twino
Latvian MiFID II-regulated investment platform offering consumer loan securities with returns of 10-13%. Over €1.1 billion facilitated since 2015, with investor compensation protection up to €20,000.
Viainvest
Latvian regulated investment platform offering asset-backed securities with consistent 11-12% returns. Voted most popular P2P platform in 2025 with investor protection up to €20,000.
Mintos
Europe's largest P2P lending marketplace with 600,000+ investors and over €16 billion in funded loans. Licensed investment firm offering Notes backed by loans from 60+ originators across multiple countries.
Debitum Investments
Latvian MiFID II-regulated peer-to-business lending platform specializing in SME financing through asset-backed securities. Achieved first annual profit in 2024 and ranked #2 in 2025 community vote.
PeerBerry
One of the most popular European P2P platforms backed by Aventus Group, with 110,000+ investors and zero reported capital losses. Known for strong buyback guarantees and crisis-tested reliability.
Robocash
Automated P2P platform operated by UnaFinancial, offering hands-off investing in short-term consumer loans across Southeast Asia and Europe. Known for simplicity and transparency.
EstateGuru
European real estate crowdfunding platform offering property-backed loans. Currently facing significant challenges with over 40% of loans delayed and €133M+ in debt collection.
Iuvo Group
Estonian P2P platform connecting investors with loans from established European loan originators. Record-breaking growth in 2025 with highest ever interest payments and new user registrations.
Bondora
Estonian fintech pioneer known for its Go & Grow product offering simplified P2P investing with daily liquidity. One of the oldest European P2P platforms, founded in 2008.
Why P2P Lending?
P2P platforms typically offer returns of 8-15%, significantly higher than traditional savings accounts.
Spread your investments across hundreds of loans to minimize risk and maximize returns.
Start investing with as little as €1-50, making P2P lending accessible to everyone.